<aside> 🥅 This session will be a success if:

• We gain a better understanding of our monthly expenditures
• We identify areas where we can cut back
• We set realistic goals for 2024 spending </aside>

Monthly income (net)

• Person 1:
• Person 2:
• Total:

Monthly operating costs

On average, how much do we spend each month?

• Rent/mortgage:
• Car payments/gas/insurance:
• Subscriptions:
• Groceries:
• Dining:
• Fitness:
• Total:

How much do we currently have in savings?

• Person 1:
• Person 2:
• Joint:

How much would we like to have in savings?

• Person 1: